YAPAY ZEKA<\/a> DOLANDIRICILARIN YETENEKLER\u0130N\u0130 ARTIRIYOR<\/strong> <\/p>\nFinancial Times (FT) gazetesine konu\u015fan UK Finance\u2019in mali su\u00e7lardan sorumlu genel m\u00fcd\u00fcr\u00fc Ben Donaldson, yapay zekan\u0131n doland\u0131r\u0131c\u0131lara \u201cmevcut y\u00f6ntemleri daha h\u0131zl\u0131, daha geni\u015f \u00f6l\u00e7ekte, farkl\u0131 dillerde ve daha etkili bi\u00e7imde geli\u015ftirme imkan\u0131 sa\u011flad\u0131\u011f\u0131n\u0131\u201d s\u00f6yledi. <\/p>\n
Ma\u011fdurlar\u0131n \u00e7o\u011fu zaman doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n arkas\u0131nda yapay zekan\u0131n olup olmad\u0131\u011f\u0131n\u0131 anlamas\u0131n\u0131n neredeyse imkans\u0131z oldu\u011funu belirten Donaldson, \u201cAnektodlara bak\u0131l\u0131rsa, bu ara\u00e7lar\u0131n rol\u00fc a\u015fikar\u201d diye konu\u015ftu. <\/p>\n
Donaldson, yapay zeka ara\u00e7lar\u0131n\u0131n ucuzlay\u0131p kolay eri\u015filebilir hale gelmesiyle doland\u0131r\u0131c\u0131lar\u0131n bu teknolojiyi g\u00fcndelik faaliyetlerine dahil etti\u011fini belirtti. <\/p>\n
Bu sayede doland\u0131r\u0131c\u0131lar, toplu halde sahte mesajlar \u00fcretiyor ve son derece ikna edici g\u00f6rsellerle i\u00e7erikler olu\u015fturuyor. <\/p>\n
YATIRIM DOLANDIRICILI\u011eINDA “DEEPFAKE”<\/strong> <\/p>\nVerilere g\u00f6re en sert art\u0131\u015f yat\u0131r\u0131m doland\u0131r\u0131c\u0131l\u0131klar\u0131nda kaydedildi. Bu t\u00fcr doland\u0131r\u0131c\u0131l\u0131klardan kaynaklanan kay\u0131plar y\u00fczde 55 y\u00fckselerek 6 milyar T\u00fcrk Liras\u0131na yakla\u015ft\u0131. <\/p>\n
Ma\u011fdurlar ki\u015fi ba\u015f\u0131na ortalama 1 milyon T\u00fcrk Liras\u0131na yak\u0131n kaybetti. <\/p>\n
Pek \u00e7ok vakada doland\u0131r\u0131c\u0131lar, yapay zeka ile \u00fcretilmi\u015f \u201cdeepfake\u201d videolarda tan\u0131nm\u0131\u015f finans uzmanlar\u0131n\u0131 veya kamuya mal olmu\u015f isimleri taklit ederek sahte kripto para ya da borsa tavsiyeleri sunuyor. <\/p>\n
Kurbanlara genellikle k\u00e2r elde ettiklerini g\u00f6steren sahte paneller g\u00f6nderiliyor ve daha fazla yat\u0131r\u0131m yapmaya te\u015fvik edildikten sonra doland\u0131r\u0131c\u0131lar ortadan kayboluyor. <\/p>\n
Bununla birlikte, romantik ili\u015fki temal\u0131 doland\u0131r\u0131c\u0131l\u0131k vakalar\u0131n\u0131n say\u0131s\u0131 y\u00fczde 19, bu vakalardaki mali kay\u0131plar ise y\u00fczde 35 artt\u0131. <\/p>\n
UK Finance, bu t\u00fcr doland\u0131r\u0131c\u0131l\u0131klar\u0131n genellikle uzun s\u00fcrd\u00fc\u011f\u00fcn\u00fc ve ortalama dokuz \u00f6deme i\u00e7erdi\u011fini a\u00e7\u0131klad\u0131. <\/p>\n
Baz\u0131 ma\u011fdurlar\u0131n doland\u0131r\u0131c\u0131lara y\u00fcz\u00fc a\u015fk\u0131n ayr\u0131 para transferi yapt\u0131\u011f\u0131 da belirtildi. <\/p>\n
BANKALAR DA DOLANDIRICILIKLA M\u00dcCADELEDE YAPAY ZEKAYA BA\u015eVURUYOR<\/strong> <\/p>\nDi\u011fer taraftan bankalar da doland\u0131r\u0131c\u0131l\u0131kla m\u00fccadelede yapay zekadan faydalan\u0131yor. UK Finance verileri, y\u0131l\u0131n ilk yar\u0131s\u0131nda geli\u015fmi\u015f g\u00fcvenlik sistemleri sayesinde 48 milyar TL’lik yetkisiz i\u015flemin engellendi\u011fini g\u00f6steriyor. Bu rakam, ge\u00e7en y\u0131la g\u00f6re y\u00fczde 20\u2019lik bir art\u0131\u015fa kar\u015f\u0131l\u0131k geliyor.
Kurumun doland\u0131r\u0131c\u0131l\u0131k politikas\u0131 direkt\u00f6r\u00fc Ruth Ray, bankalar\u0131n \u201cm\u00fc\u015fterilerin bir doland\u0131r\u0131c\u0131n\u0131n etkisi alt\u0131nda olabilece\u011fini\u201d ger\u00e7ek zamanl\u0131 olarak tespit edebilen yapay zeka ara\u00e7lar\u0131na ciddi yat\u0131r\u0131m yapt\u0131\u011f\u0131n\u0131 s\u00f6yledi. <\/p>\n
Ancak bu \u00f6nlemler, doland\u0131r\u0131c\u0131lar\u0131n k\u00fc\u00e7\u00fck mebla\u011flarla yap\u0131lan \u00e7ok say\u0131da i\u015flem \u00fczerinden sisteme s\u0131zma giri\u015fimlerini art\u0131rd\u0131. <\/p>\n
Ray, doland\u0131r\u0131c\u0131lar\u0131n hediye kart\u0131 gibi d\u00fc\u015f\u00fck tutarl\u0131 al\u0131\u015fveri\u015fleri tercih ederek g\u00fcvenlik sistemlerini a\u015fmaya \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 ifade etti. <\/p>\n
Kolluk kuvvetleri de ileri teknolojinin kullan\u0131ld\u0131\u011f\u0131 siber su\u00e7lara kar\u015f\u0131 yeni y\u00f6ntemler geli\u015ftiriyor. <\/p>\n
Bankac\u0131l\u0131k sekt\u00f6r\u00fc taraf\u0131ndan desteklenen \u00f6zel polis birimi Kart ve \u00d6deme Su\u00e7lar\u0131yla M\u00fccadele Birimi (DCPCU), Londra merkezinde otomobil bagaj\u0131na ya da valize gizlenmi\u015f \u201cSMS yay\u0131c\u0131lar\u0131\u201d (SMS blasters) kullanan doland\u0131r\u0131c\u0131lar\u0131 tespit etti. <\/p>\n
Bu yasa d\u0131\u015f\u0131 cihazlar, cep telefonu baz istasyonlar\u0131n\u0131 taklit ederek \u00e7evredeki telefonlara toplu mesajlar g\u00f6nderiyor. <\/p>\n
Mesajlardaki ba\u011flant\u0131lara t\u0131klayan ma\u011fdurlar, h\u00fck\u00fcmet kurumlar\u0131n\u0131 ya da kargo \u015firketlerini taklit eden sahte internet sitelerine y\u00f6nlendirilerek ki\u015fisel bilgilerini \u00e7ald\u0131r\u0131yor. <\/p>\n
UK Finance, doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n \u00f6nlenmesi i\u00e7in sosyal medya platformlar\u0131 ile telekom\u00fcnikasyon \u015firketlerinin daha fazla sorumluluk \u00fcstlenmesi gerekti\u011fini vurgulad\u0131. <\/p>\n
Donaldson, konuya ili\u015fkin olarak, \u201cBankalar\u0131n su\u00e7u ger\u00e7ekle\u015fti\u011fi anda \u00f6nlemeye \u00e7al\u0131\u015fmas\u0131na bel ba\u011flamak yerine, doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n en ba\u015fta ger\u00e7ekle\u015fmesini engellemek i\u00e7in ortak hareket etmeliyiz\u201d de\u011ferlendirmesini yapt\u0131. <\/p>\n<\/div>\n
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<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Yapay zeka kullanan doland\u0131r\u0131c\u0131lar, yat\u0131r\u0131m ve romantik ili\u015fki temal\u0131 doland\u0131r\u0131c\u0131l\u0131k vakalar\u0131nda rekor art\u0131\u015fa neden oldu. Bankac\u0131l\u0131k sekt\u00f6r\u00fc temsilcisi UK Finance’in verilerine g\u00f6re, \u0130ngiltere‘de bu y\u0131l\u0131n ilk yar\u0131s\u0131ndaki doland\u0131r\u0131c\u0131l\u0131k vakalar\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine k\u0131yasla y\u00fczde 17 artarak iki milyonu a\u015ft\u0131. Doland\u0131r\u0131c\u0131l\u0131k kaynakl\u0131 toplam kay\u0131p ise 35 milyar T\u00fcrk Liras\u0131n\u0131 ge\u00e7ti. YAPAY ZEKA DOLANDIRICILARIN YETENEKLER\u0130N\u0130 ARTIRIYOR […]<\/p>\n","protected":false},"author":908,"featured_media":36118,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[12],"tags":[],"class_list":["post-36117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-teknoloji"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/kibrisayna.com\/wp-content\/uploads\/2025\/10\/WLfG96Le6EWGV_9U2EW3xg.jpg","_links":{"self":[{"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/posts\/36117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/users\/908"}],"replies":[{"embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/comments?post=36117"}],"version-history":[{"count":0,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/posts\/36117\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/media\/36118"}],"wp:attachment":[{"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/media?parent=36117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/categories?post=36117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/tags?post=36117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}