{"id":32052,"date":"2025-07-25T11:03:31","date_gmt":"2025-07-25T08:03:31","guid":{"rendered":"https:\/\/kibrisayna.com\/index.php\/2025\/07\/25\/tc-merkez-bankasi-kredi-karti-faiz-oranlarini-dusurdu-brtk\/"},"modified":"2025-07-25T11:03:31","modified_gmt":"2025-07-25T08:03:31","slug":"tc-merkez-bankasi-kredi-karti-faiz-oranlarini-dusurdu-brtk","status":"publish","type":"post","link":"https:\/\/kibrisayna.com\/index.php\/2025\/07\/25\/tc-merkez-bankasi-kredi-karti-faiz-oranlarini-dusurdu-brtk\/","title":{"rendered":"TC Merkez Bankas\u0131 kredi kart\u0131 faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc \u2013 BRTK"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<div class=\"mariselle-image-container center\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"486\" class=\"lazy-image\" alt=\"\" sizes=\"auto, (max-width: 864px) 100vw, 864px\" src=\"https:\/\/brtk.net\/wp-content\/uploads\/2025\/07\/25\/2384203842.jpg?ver=c9044df13f49df770cf5a6f91eb7e94a\" srcset=\"https:\/\/brtk.net\/wp-content\/uploads\/2025\/07\/25\/2384203842.jpg?ver=c9044df13f49df770cf5a6f91eb7e94a 864w, https:\/\/brtk.net\/wp-content\/uploads\/2025\/07\/25\/2384203842-300x169.jpg?ver=c9044df13f49df770cf5a6f91eb7e94a 300w, https:\/\/brtk.net\/wp-content\/uploads\/2025\/07\/25\/2384203842-768x432.jpg?ver=c9044df13f49df770cf5a6f91eb7e94a 768w\"\/>                            <\/div>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), kredi kartlar\u0131na uygulanan faiz oranlar\u0131nda indirim yapt\u0131.<\/p>\n<p>TCMB taraf\u0131ndan haz\u0131rlanan \u201cKredi Kart\u0131 \u0130\u015flemlerinde Uygulanacak Azami Faiz Oranlar\u0131 Hakk\u0131nda Tebli\u011f\u2019de De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Tebli\u011f\u201d Resmi Gazete\u2019de yay\u0131mlanarak y\u00fcr\u00fcrl\u00fc\u011fe girdi.<\/p>\n<p>Buna g\u00f6re, kredi kart\u0131 azami akdi faiz oranlar\u0131nda d\u00f6nem borcu bakiyesi 25 bin liran\u0131n alt\u0131ndaki bireysel kartlar i\u00e7in y\u00fczde 3,5 olarak uygulanan oran sabit kal\u0131rken, di\u011fer t\u00fcm oranlarda 25 baz puan indirim yap\u0131ld\u0131.<\/p>\n<p>Nakit avans ve KMH faizi y\u00fczde 5\u2019ten y\u00fczde 4,75\u2019e, d\u00f6nem borcu 25 bin ile 150 bin lira aras\u0131nda olan bireysel kartlar i\u00e7in de y\u00fczde 4,25\u2019ten y\u00fczde 4\u2019e d\u00fc\u015f\u00fcr\u00fcld\u00fc.<\/p>\n<p>D\u00f6nem borcu 150 bin lira \u00fczerinde olan bireysel kartlar ve d\u00f6nem borcuna bak\u0131lmaks\u0131z\u0131n kurumsal kredi kartlar\u0131 i\u00e7in ise faiz oran\u0131 y\u00fczde 4,75\u2019ten y\u00fczde 4,50\u2019ye indirildi.<\/p>\n<p>Bu oranlar 1 A\u011fustos\u2019tan itibaren ge\u00e7erli olacak.<\/p>\n<\/p><\/div>\n<p><script async\n                    defer\n                    crossorigin=\"anonymous\"\n                    src=\"https:\/\/connect.facebook.net\/tr_TR\/sdk.js#xfbml=1&#038;version=v3.3\"\n            ><\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/brtk.net\/tc-merkez-bankasi-kredi-karti-faiz-oranlarini-dusurdu\/\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), kredi kartlar\u0131na uygulanan faiz oranlar\u0131nda indirim yapt\u0131. TCMB taraf\u0131ndan haz\u0131rlanan \u201cKredi Kart\u0131 \u0130\u015flemlerinde Uygulanacak Azami Faiz Oranlar\u0131 Hakk\u0131nda Tebli\u011f\u2019de De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Tebli\u011f\u201d Resmi Gazete\u2019de yay\u0131mlanarak y\u00fcr\u00fcrl\u00fc\u011fe girdi. Buna g\u00f6re, kredi kart\u0131 azami akdi faiz oranlar\u0131nda d\u00f6nem borcu bakiyesi 25 bin liran\u0131n alt\u0131ndaki bireysel kartlar i\u00e7in y\u00fczde 3,5 olarak uygulanan [&hellip;]<\/p>\n","protected":false},"author":908,"featured_media":32053,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[587],"tags":[],"class_list":["post-32052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/kibrisayna.com\/wp-content\/uploads\/2025\/07\/2384203842.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/posts\/32052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/users\/908"}],"replies":[{"embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/comments?post=32052"}],"version-history":[{"count":0,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/posts\/32052\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/media\/32053"}],"wp:attachment":[{"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/media?parent=32052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/categories?post=32052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kibrisayna.com\/index.php\/wp-json\/wp\/v2\/tags?post=32052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}